Mortgage Letters

HUD periodically releases updates to advise on changes and issues that arise. Below are the recent Mortgagee Letters that have been released in regards to the appraisal industry. To read through the mortgagee letters, click on the below downloadable PDFs.

• UAD
• FHA Refinance Transactions
• Elimination of MAR
• Flood Zones
• Updated HUD REO Lead-Based Paint Appraisal Reporting Requirements
• FHA Case Number and FHA Roster Appraiser Assignments
• Appraisal Update and/or Completion Report (Fannie Mae Form 1004D/Freddie Mac Form 442)
• HUD REO Appraisal Validity Period and Second Appraisals
• Adoption of the Appraisal Update and/or Completion Report (Fannie Mae Form 1004D/Freddie Mac Form 442)
• Second Appraisal Reporting Requirements
• Appraisal Performance Standards and Sanctions
• Appraisal Validity Period
• Appraisal Portability
• Appraiser Independence
• Manufactured Housing Policy Guidance, Property and Underwriting Eligibility
• U.S. Department of Housing and Urban Development